Full-Time Benefits

I. Group Health / Dental Insurance

All associates regularly scheduled to work a minimum of 30 hours weekly are eligible for coverage under the bank's group health / dental plan the first of the month following one month of employment.

II. Flexible Spending Account

State Bank Financial offers a Flexible Spending Account to be used for premium payments, uncovered medical expenses, and dependent child care.

III. Group Life / Disability / Accidental Death & Dismemberment Insurance

IV. 401(K)

Eligibility: Full time associates must work a minimum of 1000 hours each year with at least one year of service and must have maintained the age of 21.

V. Short-term Absence / Vacation / Holiday PayShort-term Absence Allowance

All full-time associates will be given 5 short-term absence days at the beginning of each calendar year to be used for minor personal or family illnesses or other unavoidable emergencies.

Associates hired after the first of the year will receive a pro-rated number of short-term absence days for that particular year depending on their month of hire.

Short-term absence days will accrue each year. A maximum of not more than 30 days of accrued absence allowance may be accumulated by an associate and carried forward from year to year.

Paid Vacation

Eligibility - Full-time associates regularly scheduled to work at least 30 hours weekly are eligible for vacation allowance.

Vacation benefits are granted on a pro-rated basis throughout the year based upon the associate's length of service in the current year beginning January 1.

Holidays

Eligibility - All full-time associates regularly scheduled to work a minimum of 30 hours weekly.

The following days are designated as paid holiday absences:

New Year's Day - January 1

Memorial Day

Independence Day - July 4

Labor Day

Thanksgiving Day

Christmas Day - December 25

Any further information or questions about the benefits provided by State Bank Financial should be directed to the Human Resources Department.

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