AGRICULTURAL LOANS

State Bank Financial has been committed to serving the Wisconsin and Minnesota agricultural community for over 127 years. We live and work in your community and our decisions are made right here in your community. As experts in both the financial and agricultural industry, we understand your unique needs. Whether you are looking to expand a growing family farm or if you’re just starting out, our agricultural lenders can provide you with workable solutions that will put you on the track to financial success. With years of banking experience in the market and a wide variety of lending solutions available, you are sure to find everything you need at State Bank Financial.

Real Estate Loans
FSA Guaranteed Loans
WHEDA CROP Loans
Intermediate Loans
Short-Term Loans, Revolving/Non-Revolving Lines of Credit
Equipment Leasing
Contact a Commercial Lender

Real Estate Loans

If you are looking to purchase additional land, construct a new building, or simply need to renovate your current property, we have a variety of fixed and variable rate loans to accommodate your needs.

FSA Guaranteed Loans

Designed to help both new and established family-sized farms get the financing they need to purchase land, livestock, equipment, feed, seed, and supplies. You may even be able to use it to construct buildings or make improvements to your farm.

WHEDA Crop Loans

You may occasionally find yourself needing assistance with financing the purchase of feed, seed, pesticides, crop insurance, land rental, or equipment rental and repair. WHEDA CROP loans are limited-amount loans designed to help farmers with short-term needs. Talk to us to today to see how you can qualify.

Intermediate Loans

As your farm grows, you may find the need to invest in major equipment or machinery, livestock, or technology. We offer flexible intermediate loans that help you meet your needs without compromising your working capital. Rates and terms can be customized to fit your individual circumstances.

Short-Term Loans, Revolving/Non-Revolving Lines of Credit

When you are looking for a short-term solution to seasonal expenses, a line of credit may be exactly what you need. You can use it to purchase additional cattle inventory, equipment, unexpected repairs, or cover expenses during annual crop production. We offer flexible rates and terms that can accommodate your farm’s unique needs.

Equipment Leasing

We offer equipment leasing as an alternative to traditional financing with the benefit of a low down payment, flexible terms, and payments that can be considered an operating expense. Call one of our commercial loan officers today to see if leasing is the solution for you.