BUSINESS CHECKING

Whether you are just starting out or have been doing business for years, we have a checking account to fit your needs. With six convenient branch locations and easy-to-use online banking, we make it simple for you to manage your accounts, make deposits, drop off coin and currency, and even talk to a banking specialist.

Business Simplifier
Business Optimizer
Business Maximizer
Business Analyzed
Contact a Community Bank Manager

Business Simplifier

If you’re a low-transaction business looking to simplify the daily the management of your finances while minimizing fees, then this is the account for you.

• No monthly maintenance fee
• Up to 200 items per month at no cost
• Combined business account statements
• Free VISA® Business debit card
• Free online banking
• Online bill pay available

Business Optimizer

Designed for the low-moderate transaction business with moderate account balances. This account allows you to optimize your State Bank Financial relationship by enjoying added benefits and features that will help you minimize fees and streamline your daily account management.

• No monthly maintenance fee when you maintain $25,000 in combined balances*
• Up to 300 items per month at no cost
• Combined business account statements
• Free VISA® Business debit card
• Free online banking
• Free online bill pay
• Many other great features and benefits - call us for more details

Business Maximizer

Maximize your State Bank Financial relationship by enjoying added features and benefits that will help you minimize fees and streamline your daily account management. This account is ideal for the moderate transaction, high balance business.

• No monthly maintenance fee when you maintain $50,000 in combined balances*
• Up to 500 items per month at no cost
• Combined business account statements
• Free VISA® Business debit card
• Free online banking
• Free online bill pay
• Many other great features and benefits - call us for more details

Business Analyzed

Ideal for the high balance, high volume business. This account allows you to offset fees with an earnings credit on your average daily positive collected balances.

• Monthly maintenance fee can be offset with earnings credit
• Free VISA® Business debit card
• Free online banking
• Online bill pay available
• Many other great features and benefits - call us for more details

*Average monthly collected balances in deposit accounts, ledger balances on loans and CDs

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE
FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.