BUSINESS LOANS

Our business bankers live and work in your community and our decisions are made right here in your community. Whether you need to expand a growing business or you're just starting out, our business bankers can provide you with workable solutions that will put you on the track to financial success. With years of banking experience in the market and a wide variety of lending solutions available, we will help you find answers.

Real Estate Loans
Long-Term Loans
Short-Term Loans
Letters of Credit
SBA Guaranteed Loans
WHEDA Small Business Loans
Equipment Leasing
Contact a Commercial Lender

Real Estate Loans

If you are looking to purchase new property, construct a new building, or simply need to renovate your current property, we have a variety of fixed and variable rate loans to accommodate your needs.

Long-Term Loans

As your business grows you may find the need to invest in major equipment, machinery, an expansion of your office or plant, or finance an acquisition. We offer flexible long-term loans that help you meet your needs without compromising your working capital. Rates and terms can be customized to fit your individual circumstances.

Short-Term Loans and Lines of Credit

When you need to finance expenses during seasonal down times or fund increases in inventory and/or receivables during up times, a short-term loan with maturities of up to a year may be just what you need. We offer flexible rates and terms that can accommodate your business's unique needs.

Letters of Credit

We can guarantee payment to a third party, such as a vendor or the government, on your behalf. The terms are set by the third party and principal is generally due on demand. No principal balance exists unless payment is required under the terms and conditions of the letter.

SBA Guaranteed Loans

Designed to provide financing to first-time business owners who wish to start a new business or purchase an existing business. SBA Guaranteed Loans can be used for real estate, equipment, inventory, or working capital purposes.

WHEDA Small Business Loans

If you are a current business owner who is looking to expand or acquire a small business, a WHEDA Small Business Loan may be able to offer workable loan terms to make your dream a reality. Talk to a business banker to see how you can qualify.

Equipment Leasing

We offer equipment leasing as an alternative to traditional financing with the benefit of a low down payment, flexible terms, and payments that can be considered an operating expense.