OTHER SERVICES

Treasury Management Solutions
Disbursement Solutions

Automated Clearing House (ACH)

Streamline your account receivables and reduce the time you spend on payment processing with the ACH network. ACH gives you the ability to offer your customers the convenience of electronic automatic bill payment while you enjoy the ability to more accurately predict your overall cash flow.

This solution is ideal for businesses with a high volume of reoccurring receivables like monthly dues, payments, or premiums.

Direct Deposit

Your employees will appreciate the security and convenience of immediate fund availability with payroll direct deposit. It’s also a great tool for issuing expense reimbursements, tax refunds, pension payments, dividends, and bonuses.

Online Bill Payment

Pay bills anytime, anywhere with our online bill payment service. From work, at home, or on the road you can make payments when and where it’s most convenient for you. And if you prefer to pay all of your bills in one sitting, but would like to release a payment at a later date, our bill payment service allows you to schedule a bill to be paid at a later date.

Business Debit Card

Enjoy anytime access to your funds with our Business VISA® debit card with rewards. Get cash and make purchases at millions of locations nationally and internationally. You can even earn points on qualifying transactions that can be redeemed for a variety of great rewards.

Wire Transfers

Transfer money safely and efficiently with our wire transfer service. Whether your destination is local, regional, national or even international, you can easily initiate transfers from your State Bank Financial account online or by phone.

Electronic Federal Tax Payment

Simplify the payment of your federal taxes with the help of our business online banking. Offered through the US Department of the Treasury, the Electronic Federal Tax Payment System, or EFTPS, is a secure and efficient way to pay your corporate, payroll, and sales taxes. Initiate payments directly through your State Bank Financial business online banking service.

Loan Sweep Service

Optimize your collected funds with our loan sweep service. When you have excess funds automatically sweep from your State Bank Financial checking account to your line of credit, you can easily and efficiently pay down credit line balances. Our automated sweep service is even designed to sweep credit from your loan back into your checking account when your balance falls below a predetermined level.

Money Fund Sweep Account*

Our Money Fund Sweep account is an automated investment solution, offered through The Reserve, that allows you to maximize your earnings on idle account balances. This account uniquely combines a business checking account with the ease of automatically investing excess cash in a money fund sweep account.

Click here to learn more about The Reserve

* You should carefully consider the investment objectives, risks and charges and expenses of a fund before investing. A fund’s prospectus, which contains this and other information, may be obtained by writing to The Reserve, 1250 Broadway, New York, New York 10001-3701 or by calling 800-637-1700 and pressing “0.” You should read the prospectus carefully before you invest.

An investment in these funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. They are not a deposit of State Bank Financial and therefore, are not insured by the FDIC and are not an obligation of or guaranteed by the bank, the United States Government, or any other government agency. Although the funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the funds. Money market yields may vary.