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CHECKING
How you use your checking account is your choice. Whether you're an avid check writer, an online banking enthusiast, or a monthly fee avoider, we have a checking account for you.
We've even packed each of our checking accounts full of features and services that are guaranteed to save you time and money.
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| Minimum balance to open |
none |
none |
none |
$100 & must be 50 years of age or better |
| Monthly maintenance fee |
free |
$6 |
Free with State Bank mortgage loan |
$7 |
| How to avoid monthly fee |
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State Bank mortgage loan customer |
Maintain $100 minimum balance |
| Free State Bank ATM transactions |
x |
x |
x |
x |
| Free non-State Bank ATM transactions** |
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x |
x |
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| Free Visa® check card with Rewards |
x |
x |
x |
x |
| Free online banking |
x |
x |
x |
x |
| Free online bill pay |
x |
x |
x |
x |
| Free online check images |
x |
x |
x |
x |
| Free annual financial planning consultation |
x |
x |
x |
x |
| Free online mortgage loan pre-approval |
x |
x |
x |
x |
| Direct deposit |
x |
x |
x |
x |
| Unlimited check writing |
x |
x |
x |
x |
| Earns interest |
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x |
x |
x |
| Free State Bank Financial checks* |
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x |
x |
x |
| Free notary service |
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x |
x |
x |
| No fee traveler's checks |
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x |
x |
x |
| No fee cashier's checks |
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x |
x |
x |
| No fee money orders |
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x |
x |
x |
| Free safe deposit box rental for one year |
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x |
x |
x |
| Personal line of credit annual fee waived |
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x |
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*Standard style only
**A usage fee may be charged by ATM owner.
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs"). For more information please contact State Bank Financial or visit www.fdic.gov.
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