CHECKING

How you use your checking account is your choice. Whether you’re an avid check writer, an online banking enthusiast, or a monthly fee avoider, we have a checking account for you.

We’ve even packed each of our checking accounts full of features and services that are guaranteed to save you time and money.

Minimum balance to open	none	none	none	$100 & must be 50 years of age or better
Monthly maintenance fee	free	$6	Free with State Bank mortgage loan	$7
How to avoid monthly fee			State Bank mortgage loan customer	Maintain $100 minimum balance
Free State Bank ATM transactions	x	x	x	x
Free non-State Bank ATM transactions**		x	x
Free Visa® check card with Rewards	x	x	x	x
Free online banking	x	x	x	x
Free online bill pay	x	x	x	x
Free online check images	x	x	x	x
Free annual financial planning consultation	x	x	x	x
Free online mortgage loan pre-approval	x	x	x	x
Direct deposit	x	x	x	x
Unlimited check writing	x	x	x	x
Earns interest		x	x	x
Free State Bank Financial checks*		x	x	x
Free notary service		x	x	x
No fee traveler's checks		x	x	x
No fee cashier's checks		x	x	x
No fee money orders		x	x	x
Free safe deposit box rental for one year		x	x	x
Personal line of credit annual fee waived		x

*Standard style only
**A usage fee may be charged by ATM owner.

The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. For more information please contact State Bank Financial or visit www.fdic.gov.