LOANS FOR PERSONAL NEEDS

If you are ready to upgrade your car, your kitchen, or your travel plans, we have a loan to help get you there. Our loan specialists can help you find a loan that accomplishes your goals and is sure to fit into your monthly budget.

Home Equity Line of Credit
Home Equity Loans
Personal Line of Credit
Other Loans

Home Equity Line of Credit

With interest rates lower than most credit cards and interest payments that may be tax deductible,* our home equity line of credit is the smart choice when you need extra cash. Designed with your unique needs in mind, our home equity line of credit is:

Convenient: Access your credit line whenever, wherever writing a check or by transferring funds online or by phone
Flexible: Borrow as little as $100 or as much as your credit line allows
A time saver: Apply only once, after that you are free to access your line of credit as often as you would like

And because it is a revolving line of credit, as you pay down your balance, you free up your available credit to use again.

* Please consult your tax advisor for more information.

Home Equity Loans

When you have a one-time only borrowing need, a home equity loan may be the best choice for you. With a home equity loan you will enjoy a low fixed interest rate and the interest you pay may be tax deductible.* Because the term and amount of your loan is fixed, your monthly payments will be the same every month.

*Please consult your tax advisor for more information.

Personal Line of Credit

If you find yourself needing a little extra money from time to time, a personal line of credit may be just what you need.

A personal line of credit is a pre-approved, unsecured line of credit that is tied to your checking account. You can use the line to make purchases, pay bills or even as a form of overdraft protection. It’s a convenient and simple way to have credit available when you need it. What’s more, you pay interest only on the amount you advance.

Other Loans

Whether it is a loan for a new car, camper, fishing boat, or mobile home, we can help. Stop in today and visit with one of our personal bankers who will take the time to help you answer your questions and find the loan that best fits your needs and budget.