Cash Management

Today more than ever, you need to manage your cash position and cash flow to stay a step ahead of your competition. At State Bank Financial, we offer a full line of cash management services and products that enable you to gain operational efficiencies, manage risk, and maximize your return on investment and maintain the safety and soundness of your investments. A trusted and knowledgeable business adviser can help you choose the services that are right for you, and build a banking relationship that can create greater cash flow and opportunities now and in the future.

Our cash management suite of products includes:

Services to Manage Funds

  • Real Time Balance Information and Transfers
  • Access Account Information from your Mobile Device
  • Check Reconciliation
  • Positive Pay

Services to Collect Funds

  • ACH Origination
  • Commercial Lockbox Services
  • Remote Deposit Capture
  • Merchant Card Services

Services to Disburse Funds

  • ACH Origination
  • Tax-Automated State and Federal Tax Payments
  • Business Debit Cards
  • Business Credit Cards

Services to Invest Funds

  • Sweep Accounts

To speak with one of our trusted advisors about your needs, call Mark Carpenter, Executive Vice President, at 800.880.7151 or at his direct line 608.791.4217 today. You may also email him at