Disbursement Solutions

Electronic Banking Services


Reduce time and resources spent on payment processing with the help of ACH Services. ACH services make it easier for your customers to pay you. Not only is it more convenient for customers, it also makes it easier to more accurately predict your overall cash flow.

  • Ideal for businesses with a high volume of reoccurring receivables:
  • Monthly dues
  • Payments
  • Premiums
  • More closely predict your overall cash flow
  • Customers can opt to set up one-time or recurring transactions

Direct Deposit

Your employees will appreciate the security and convenience of immediate funds availability with payroll direct deposit. It's also a great tool for issuing expense reimbursements, tax refunds, pension payments, dividends, and bonuses.

  • Save yourself and staff valuable time
  • Directly deposit your employee payroll
  • Provide the convenience of immediate fund availability to employees
  • Issue a number of other transactions

Wire Transfers

Transfer money safely and efficiently with our wire transfer service. Whether your destination is local, regional, national or even international, you can easily initiate wires from your State Bank Financial account online or by phone.

  • Easy, same-day, safe movement of funds
  • Initiate local, regional, national, and international wire transfers
  • Can be initiated from your State Bank Financial account online or by phone
  • Schedule one-time transfers or create recurring templates for future use

Electronic Federal Tax Payment (EFTPS)

Offered through the US Department of the Treasury, the Electronic Federal Tax Payment System, or EFTPS, is a secure and efficient way to pay your corporate, payroll, and sales taxes.

  • Streamline and simplify the payment of your business taxes
  • Pay corporate, payroll, and sales taxes all in one place
  • Save valuable time and resources on tax preparation

Get Started here: https://www.eftps.gov

Visa Business Credit Card

Make payments virtually anywhere you go with greater ease. Each of our Visa® credit card options are available at competitive rates and low to no annual fees. Choose from our selection of cards for the one that most benefits your business.

  • Competitively low rates
  • Low to no annual fees
  • A wide range of cards to accommodate any lifestyle:
  • Visa® Business Bonus Rewards Card
  • Visa® Business Bonus Rewards PLUS Card
  • Visa® Business Card
  • Make purchases online and in-store virtually anytime, anywhere
  • Meet needs as they arise
  • Build credit history
  • Opportunities to earn valuable reward points toward travel, merchandise, and more
  • Easily access and track your credit card transactions online
  • Easily replaced if lost or stolen

Current card holders - Already an Elan Credit Card customer? Click here to access your account online.

Visa Purchasing Cards

A Visa® Purchasing Card is the perfect blend between a line of credit and a credit card. It gives you maximum control over expenses without hindering the need for immediate cash flow. Reports can even be extracted in multiple, accommodating forms.

  • Flexibility of a large credit line
  • Ability to control how and where funds are spent
  • Free card; no annual fees or interest owed
  • Corporate liability on charges
  • Reports available in multiple extract forms