**Subject to credit approval. Limited time offer available to qualified borrowers for owner-occupied, single-family residences located in Wisconsin and Minnesota. Rates shown are for up to 80% loan to value. After promotional rate period, the rate will become variable, subject to change monthly, based on Prime Rate published in the Wall Street Journal, with a floor annual percentage rate of 4.00%, and a maximum annual percentage rate of 18.00%. As of March 7, 2024, the Wall Street Journal Prime Rate is 8.5%. Promotional rate is available on new HELOCs of $10,000 or more or on existing HELOCs with an increase of $10,000 or more. Proof of homeowner's insurance, and proof of flood insurance (if applicable) is required. Consult a tax advisor about interest deductibility. You are responsible for fees to third parties, which generally range from $312.95-$1,823.90, closing costs vary.  MN residents are subject to mortgage registration tax of $2.30 per $1,000 borrowed. You may receive upon request a good faith estimate of such fees.