Personal Line of Credit

Holiday overload? Wallet workout? Surprise expenses? Get peace of mind with P-Loc! Our Personal Line of Credit gives you the money you need when you need it -- at a rate you can afford.

Once established, you can use your credit line by simply writing a check or making a transfer. So relax if you have a cash crunch, sudden expense, or emergency that arises. Apply for a P-Loc at State Bank Financial today.

  • Unsecured credit line that's tied to your checking account
  • Competitively low rates for a wide range of ongoing or seasonal needs
  • Make purchases
  • Pay bills
  • And more!
  • Customized to each customer's unique situation
  • Instant access to credit; reuse without the hassle of reapplying
  • Access funds by writing a check or making transfers online or over the phone
  • Attentive service from a qualified staff that puts you first
  • Local decision-making and processing